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Introducing Yoshi

A personal financial platform built for the age of AI.

AI has taken hold and transformed most industries. But your finances are being left behind. Your money lives across checking, savings, brokerage and retirement accounts, payments apps, crypto wallets, and more, all with separate logins and poor compatibility. Rather than adapt to AI, many financial institutions are now blocking agents.

The next generation expects and deserves far more, so we spent the past year building the infrastructure to bring your money, intelligence, and the ability to act into one platform. It’s time your finances got a hard reboot.

The result is Yoshi: one place for your cash,1 investments,2 and payments, where idle cash earns 5% APY.3 With your finances consolidated, powerful agents can now work for you 24/7 and can take actions like:

  • Split your paycheck the moment it lands: “Keep $3,000 in cash, put 15% in my index fund, and send the rest to pay off my credit card.”
  • Automatically buy the dip: “If SPCX drops 10% this week, buy $1,000.”4
  • Settle up with friends: “Split this dinner bill with everyone on this text and send out individual requests.”
  • Rebalance your portfolio when it drifts, or find tax optimization opportunities and, with your permission, execute them.

You can take action with Yoshi however and wherever you want. Text it, open the app, or use it alongside your favorite AI assistants and agents.

You set the rules. Yoshi moves funds only within the limits you approve. Biometric passkeys protect critical actions, transactions undergo fraud screening in real time, and regulated financial institutions custody your cash5 and investments.

Our name carries the spirit of what we think should come next for personal finance. In Japanese, “Yoshi” is an expression that roughly means, “Alright, let’s do this.” And that’s exactly how we feel today.

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  1. 1 Yoshi is a financial technology company, not a bank. Cash Account and banking services are provided by Column N.A., Member FDIC.
  2. 2 Investments are held at Apex Clearing Corporation, member FINRA/SIPC. Advisory services are provided by Yoshi Advisory, LLC. Investments are not FDIC insured, are not deposits, and may lose value.
  3. 3 Annual Percentage Yield (APY) is variable and accurate as of November 6, 2026. Rates may change at any time.
  4. 4 For illustrative purposes only. Not an investment recommendation.
  5. 5 Yoshi is a financial technology company, not an FDIC-insured depository institution. FDIC deposit insurance covers the failure of an insured depository institution. Certain conditions must be satisfied for pass-through FDIC insurance to apply. Deposits in Cash Accounts are FDIC-insured through Column N.A., Member FDIC, and Column’s Sweep Program Network Banks (opens in a new tab).